@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@600;700;800&display=swap');

:root{
  --ink:#17324d;
  --muted:#657789;
  --blue:#1769aa;
  --blue-dark:#0f4f82;
  --sky:#eaf5fb;
  --line:#d9e3eb;
  --paper:#fff;
  --soft:#f6f9fb;
  --success:#27765a;
  --shadow:none;
}

*{
  box-sizing:border-box;
}

html{
  scroll-behavior:smooth;
}

body{
  margin:0;
  color:var(--ink);
  background:var(--paper);
  font-family:"DM Sans",Arial,sans-serif;
  line-height:1.55;
}

button,
input{
  font:inherit;
}

button{
  cursor:pointer;
}

.container{
  width:min(1120px,calc(100% - 40px));
  margin:auto;
}


/* =========================
   HEADER
   ========================= */

.site-header{
  border-bottom:1px solid var(--line);
  background:#fff;
}

.header-inner{
  min-height:76px;
  display:flex;
  align-items:center;
  justify-content:space-between;
}

.brand{
  display:inline-flex;
  align-items:center;
  gap:10px;
  color:var(--ink);
  text-decoration:none;
}

.brand-mark{
  width:38px;
  height:38px;
  border-radius:12px;
  display:grid;
  place-items:center;
  color:#fff;
  background:var(--blue);
  font:800 20px Manrope;
}

.brand-name{
  font:800 23px Manrope;
  letter-spacing:-.7px;
}

.brand-name span{
  color:var(--blue);
}

.secure-label{
  color:var(--muted);
  font-size:13px;
}


/* =========================
   MAIN HERO
   ========================= */

.hero{
  position:relative;
  overflow:hidden;
  background:#fff;
  padding:64px 0 72px;
}

/* Light blue curved shape */
.hero::before{
  content:"";
  position:absolute;
  left:-230px;
  bottom:-250px;
  width:650px;
  height:650px;
  border-radius:50%;
  background:var(--sky);
  z-index:0;
}

.hero-grid{
  position:relative;
  z-index:1;
  display:grid;
  grid-template-columns:minmax(0,1.03fr) minmax(330px,.97fr);
  gap:64px;
  align-items:stretch;
}


/* =========================
   PAYMENT PANEL
   ========================= */

/* White card/border removed */
.payment-panel{
  background:transparent;
  border:none;
  border-radius:0;
  padding:38px;
  box-shadow:none;
}


/* =========================
   HEADING
   ========================= */

.eyebrow{
  color:var(--blue);
  font-size:12px;
  letter-spacing:1.5px;
  font-weight:700;
  margin-bottom:9px;
}

h1,
h2,
h3{
  font-family:Manrope,sans-serif;
  line-height:1.15;
}

h1{
  margin:0;
  font-size:clamp(28px,3.5vw,40px);
  letter-spacing:-1.5px;
}

.intro{
  margin:15px 0 28px;
  color:var(--muted);
  max-width:620px;
}


/* =========================
   TABS
   ========================= */

.tabs{
  display:flex;
  gap:5px;
  padding:5px;
  background:var(--soft);
  border-radius:12px;
  margin-bottom:26px;
}

.tab{
  flex:1;
  border:0;
  background:transparent;
  color:var(--muted);
  border-radius:9px;
  padding:11px 14px;
  font-weight:600;
}

.tab.active{
  background:#fff;
  color:var(--ink);
  box-shadow:0 2px 8px rgba(23,50,77,.08);
}


/* =========================
   FORM FIELDS
   ========================= */

.field{
  margin-bottom:18px;
}

.field label{
  display:block;
  margin-bottom:7px;
  font-size:14px;
  font-weight:600;
}

.field input{
  width:100%;
  border:1px solid #cbd8e2;
  border-radius:10px;
  padding:13px 14px;
  color:var(--ink);
  background:#fff;
  outline:none;
  transition:border .18s,box-shadow .18s;
}

.field input::placeholder{
  color:#99a8b4;
}

.field input:focus{
  border-color:var(--blue);
  box-shadow:0 0 0 4px rgba(23,105,170,.1);
}

.field small{
  display:block;
  margin-top:6px;
  color:#81919f;
  font-size:12px;
}

.two-col{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px;
}


/* =========================
   BUTTON
   ========================= */

.primary-btn{
  width:100%;
  border:0;
  border-radius:10px;
  padding:14px 18px;
  background:var(--blue);
  color:#fff;
  font-weight:700;
  transition:transform .15s,background .15s;
}

.primary-btn:hover{
  background:var(--blue-dark);
  transform:translateY(-1px);
}

.primary-btn span{
  margin-left:7px;
}

.form-message{
  min-height:0;
  color:#b13e3e;
  font-size:13px;
  margin:-4px 0 13px;
}


/* =========================
   TRUST ROW
   ========================= */

.trust-row{
  display:flex;
  gap:22px;
  margin-top:22px;
  padding-top:20px;
  border-top:1px solid var(--line);
}

.trust-item{
  color:var(--muted);
  font-size:12px;
  display:flex;
  align-items:center;
  gap:7px;
}

.trust-icon{
  width:19px;
  height:19px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:#e8f5ef;
  color:var(--success);
  font-weight:700;
}


/* =========================
   RIGHT SIDE BENEFITS
   ========================= */

.benefits{
  padding:30px 42px 40px;
  background:var(--sky);
  border-radius:0;
}

.benefit-intro h2{
  margin:0;
  font-size:30px;
  letter-spacing:-1px;
}

.benefit-intro p{
  color:var(--muted);
  margin:13px 0 26px;
}

.benefit-card{
  display:grid;
  grid-template-columns:48px 1fr;
  gap:15px;
  padding:20px 0;
  border-top:1px solid rgba(23,50,77,.12);
}

.icon-box{
  width:45px;
  height:45px;
  border-radius:13px;
  display:grid;
  place-items:center;
  background:#fff;
  color:var(--blue);
  font-weight:800;
  font-size:20px;
}

.benefit-card h3{
  margin:1px 0 5px;
  font-size:17px;
}

.benefit-card p{
  margin:0;
  color:var(--muted);
  font-size:14px;
}


/* =========================
   HELP CARD
   ========================= */

.help-card{
  margin-top:20px;
  padding:18px;
  border:1px solid var(--line);
  border-radius:14px;
  display:flex;
  gap:15px;
  justify-content:space-between;
  align-items:center;
  background:#fff;
}

.help-card strong{
  font-family:Manrope;
}

.help-card p{
  margin:3px 0 0;
  color:var(--muted);
  font-size:12px;
}

.help-card button{
  border:1px solid #bdd0dd;
  background:#fff;
  color:var(--blue);
  border-radius:8px;
  padding:8px 14px;
  font-weight:700;
}


/* =========================
   HOW IT WORKS
   ========================= */

.how-it-works{
  padding:72px 0;
  background:var(--soft);
}

.section-heading h2{
  margin:0;
  font-size:32px;
}

.steps{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:30px;
  margin-top:34px;
}

.step{
  padding-top:22px;
  border-top:2px solid #cbd8e2;
}

.step span{
  color:var(--blue);
  font:700 12px Manrope;
  letter-spacing:1px;
}

.step h3{
  margin:12px 0 6px;
  font-size:18px;
}

.step p{
  margin:0;
  color:var(--muted);
  font-size:14px;
}


/* =========================
   FOOTER
   ========================= */

.site-footer{
  border-top:1px solid var(--line);
  background:#fff;
}

.footer-inner{
  min-height:76px;
  display:flex;
  justify-content:space-between;
  align-items:center;
  color:#7a8995;
  font-size:12px;
}


/* =========================
   MODAL
   ========================= */

.hidden{
  display:none!important;
}

.modal{
  position:fixed;
  inset:0;
  z-index:10;
  display:grid;
  place-items:center;
  padding:20px;
  background:rgba(12,31,47,.45);
}

.modal-card{
  position:relative;
  width:min(440px,100%);
  padding:34px;
  border-radius:18px;
  background:#fff;
  box-shadow:0 25px 70px rgba(0,0,0,.22);
}

.modal-card h2{
  margin:15px 0 8px;
}

.modal-card p{
  color:var(--muted);
  font-size:14px;
  margin-bottom:22px;
}

.modal-icon{
  width:38px;
  height:38px;
  border-radius:50%;
  display:grid;
  place-items:center;
  background:var(--sky);
  color:var(--blue);
  font-weight:800;
}

.close{
  position:absolute;
  right:15px;
  top:12px;
  border:0;
  background:none;
  font-size:28px;
  color:#7c8a94;
}


/* =========================
   TABLET
   ========================= */

@media(max-width:850px){

  .hero-grid{
    grid-template-columns:1fr;
    gap:35px;
  }

  .benefits{
    padding-top:30px;
  }

  .steps{
    grid-template-columns:1fr;
    gap:18px;
  }

}


/* =========================
   MOBILE
   ========================= */

@media(max-width:560px){

  .container{
    width:min(100% - 24px,1120px);
  }

  .hero{
    padding:30px 0 48px;
  }

  .payment-panel{
    padding:24px 18px;
  }

  .header-inner{
    min-height:66px;
  }

  .secure-label{
    display:none;
  }

  .two-col{
    grid-template-columns:1fr;
    gap:0;
  }

  .trust-row{
    flex-direction:column;
    gap:8px;
  }

  .footer-inner{
    flex-direction:column;
    justify-content:center;
    gap:4px;
  }

  .benefits{
    padding:25px 20px 30px;
  }

  .benefit-intro h2{
    font-size:27px;
  }

}